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Esketit is one of the world's simplest ways to invest in personal loans.
Start making passive income today with a partner you can trust
Our experience is your asset
Esketit was launched in December 2020 by Davis Barons and Matiss Ansviesulis – founders of the fiercely successful AvaFin Holding, formerly known as Creamfinance. The group that's been profit-focused since its inception in 2012, with consistent growth and increasing profitability. The loans are issued by affiliated loan originators, making the whole process transparent and easy to oversee. Davis and Matiss employ the 'skin in the game' approach, thus providing more assurance to the Esketit Platform investors. Investing in personal loans with the Esketit Platform is easy and secure. Esketit operates in five diverse markets, thus opening the world to all our investors. Here you'll find the best practices in the P2P lending industry with us and start earning premium returns without sacrificing security
AvaFin in numbers
€ 23M
Company Equity
€ 1.39B
Loans funded
€ 69M
Annual Revenue
Meet the team
Davis Barons
Co-founder
Davis Barons has co-founded the AvaFin Holding formerly known as Creamfinance Group, which in 2016 was named the fastest-growing fintech by the prestigious Inc. 5000 magazine. Davis has led the product development of AvaFin Holding since its inception and has led the global expansion into five countries worldwide. Davis has graduated from various executive training programs – the Venture Capital Executive Training Program jointly organized by the UC Berkley and Haas Business School
Matiss Ansviesulis
Co-founder
Matiss Ansviesulis is an entrepreneur with an impressive track record. Matiss has co-founded Avafin Holding formerly known as Creamfinance Group in 2012 and held the CEO position until 2020. Under his supervision, AvaFin Holiding has grown from a small start-up to an international group with over €70M in revenue and €100M capital raised. Matiss holds a first-class honor Bachelor's degree from Lancaster University in Business Studies. Before AvaFin, Matiss was working as a money market trader in J.P. Morgan, London
Vitālijs Zalovs
CEO
Vitalijs has almost 10 years of experience in finance. Most of this time – in the P2P industry observing from inside the growth of one of Europe's most prominent P2P players and seeing general development of the sector. Vitalijs has 5+ years of experience managing exceptionally performing teams. Vitalijs has extensive knowledge about the industry and is ready to apply all that expertise to lead the Esketit platform, so the investors can participate in the journey together with its co-founders to share their profit from well-performing and developing businesses.
Renars Upitis
CMO
Renars Upitis has over 15 years of experience in marketing with a strong focus on digital marketing. Before joining Esketit as its Chief Marketing Officer, Renars’ experience included working in marketing agencies, start-ups, and in recent years, fintech companies, assisting in scaling them. Renars has a Professional Bachelor’s Degree in Entrepreneurship and Management and Economist Qualification from Riga Technical University.
Daina Ruka
CFO
Daina has ten years of experience working in finance. She has developed a solid financial background working in various positions within large international companies, establishing herself as a bridge between accounting and finance. Her strong suits are financial controlling, budgeting, IFRS, development/implementation of accounting policies, advising companies in accounting&finance-related matters. Daina has worked as an auditor for KPMG, where she managed various audit projects across leading companies in the Baltics. Daina's passions are acquiring new knowledge and sports. Currently, she is studying MBA at Riga Business School.
Ilgvars Jecis
CTO
Ilgvars Jecis is an IT professional with almost 20 years experience in local and international companies. He has worked in the technology and well-known fintech companies, leading the IT teams. Ilgvars has founded several IT ventures providing services to financial technology companies. Ilgvars has a Bachelor’s Degree in Science from Riga Technical University
Edgars Koskins
Legal Partner (Supremia, Attorneys at Law)
Supremia is the Esketit Platform’s legal partner covering full legal aspects. Supremia consists of attorneys at law who have been serving their clients since 1996. Supremia has extensive experience in helping clients with all business matters in Europe
Geographical diversification
Spain 🇪🇸
COUNTRY LOAN ORIGINATOR
CreditoSi.es is a fully digital short-term mini-loan company in Spain. They offer up to 1000 euro loans in as quickly as 15 minutes.
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Mexico 🇲🇽
COUNTRY LOAN ORIGINATOR
LendOn.mx is a fully digital microloan company in Mexico that has been operating since 2012 and offers its clients to borrow up to EUR 160 for a period between 7 to 30 days.
Learn more 
Latvia 🇱🇻
COUNTRY LOAN ORIGINATOR
Latvian company crediton.lv offers long and short-term consumer loans up to 4000 euro for up to 60 months.
Learn more 
Czech Republic 🇨🇿
COUNTRY LOAN ORIGINATOR
CreditAir, established in 2012, is a fully online short-term consumer loan provider in Czechia, offering loans from EUR 50 to 600 for up to two months.
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Poland 🇵🇱
COUNTRY LOAN ORIGINATOR
LendOn.pl is a short-term lending company in Poland offering short-term consumer loans of up to 1300 EUR for up to 30 days.
Learn more 
Jordan 🇯🇴
COUNTRY LOAN ORIGINATOR
Launched in December 2020, Money for Finance from Jordan offers small single-payment consumer loans up to EUR 600 with 30-day maturity across physical branches in Jordan’s main cities.
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Sri Lanka 🇱🇰
COUNTRY LOAN ORIGINATOR
LoanMe.lk is a consumer loan provider in Sri Lanka, operating since 2014. They offer short-term loans up to 200 EUR for up to 30 days
Learn more